Agreement to Terms

By accessing or using Launch Plan's website, platform, or services (collectively, the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Service.

If you are using Launch Plan on behalf of a school, district, or other organization, you represent that you have authority to bind that organization to these Terms.

Description of Service

Launch Plan is an educational technology platform that provides:

Financial planning simulations and projections
Educational content and curriculum materials
Tools for exploring educational and career pathways
Data-driven insights about financial outcomes

Our Service is designed for educational purposes and is not intended to provide financial, legal, or professional advice.

User Accounts and Responsibilities

Account Creation

To use certain features of Launch Plan, you may need to create an account. You agree to:

Provide accurate, current, and complete information
Maintain and update your information as necessary
Maintain the security of your account credentials
Accept responsibility for all activities under your account

Student Users

If you are under 18, you may only use Launch Plan with the consent and supervision of a parent, guardian, or authorized school official. By using the Service, you represent that you have obtained such consent.

Acceptable Use

You agree not to:

Use the Service for any illegal purpose or in violation of any laws
Attempt to gain unauthorized access to our systems or other users' accounts
Interfere with or disrupt the Service or servers
Use automated systems to access the Service without permission
Copy, modify, or create derivative works of our content without authorization
Use the Service to transmit harmful code, viruses, or malicious software

Intellectual Property

The Service, including all content, features, and functionality, is owned by Launch Plan and protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works of our content without express written permission. "Universal Financial Systems™" and other trademarks are the property of Launch Plan.

You retain ownership of any data or content you submit to the Service, but grant Launch Plan a license to use, store, and process that content to provide and improve our services.

Disclaimers and Limitations

Educational Purpose

Launch Plan provides educational tools and simulations for informational purposes only. Our financial projections and simulations are estimates based on available data and should not be considered financial advice or guarantees of future outcomes.

No Warranties

The Service is provided "as is" without warranties of any kind, either express or implied. We do not guarantee that the Service will be uninterrupted, error-free, or secure.

Limitation of Liability

To the maximum extent permitted by law, Launch Plan shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Service.

Termination

We reserve the right to suspend or terminate your access to the Service at any time, with or without cause or notice, for any reason including violation of these Terms.

You may terminate your account at any time by contacting us. Upon termination, your right to use the Service will immediately cease.

Changes to Terms

We may modify these Terms at any time. We will notify you of material changes by posting the updated Terms on this page and updating the "Last updated" date. Your continued use of the Service after changes become effective constitutes acceptance of the new Terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.

Contact Information

If you have questions about these Terms, please contact us:

Launch Plan
Email: legal@launchplan.org
General inquiries: hello@launchplan.org